Empowering Members Through Savings and Credit
Temerach SACCO Ltd. is a trusted savings and credit cooperative dedicated to empowering individuals and communities through reliable financial services. We help our members build strong financial futures by promoting a culture of saving, responsible borrowing, and mutual support.
Welcome to Temerach SACCO Ltd.
Temerach SACCO Ltd. is a trusted savings and credit cooperative dedicated to empowering individuals and communities through reliable financial services. We help our members build strong financial futures by promoting a culture of saving, responsible borrowing, and mutual support.
Temerach SACCO Ltd was established on November 12, 2023, with 264 founding members and a total asset of 680,000 Ethiopian Birr, and has since been growing steadily by promoting a strong saving culture, providing accessible loan services, and empowering its members through continuous support and training. The SACCO was founded by Ato Zewedu Sebsebie, who also serves as the General Manager, leading the organization with vision, dedication, and commitment to its members’ financial success.
Our Vision
To see it as an accessible and trustworthy cooperative for all communities by 2025
Our Services
We provide financial services designed to support the needs of individuals, families, and businesses.
Savings Services
At Temerach SACCO Ltd, saving is the foundation of financial security and growth. We encourage all members to develop a strong and consistent saving culture that supports their personal and financial goals.
Loan Services
Loan/ Credit provision is the other primary undertaking in Temerach SACCOS. All members have an equal right to benefit from the credit service. Apart from fulfilling the pre-credit requirements in by the law, Temerach loan committee and loan department take various factors mentioned below before deciding on each credit application.
Training and Consultancy
Temerach SACCO Ltd is committed to empowering its members through continuous education and practical guidance. As part of this commitment, the SACCO provides regular monthly training and consultancy services designed to improve financial awareness, strengthen saving habits, and ensure responsible loan utilization.
Purchase of Shares
Temerach SACCO Ltd encourages its members to grow not only as savers but also as owners. One of the key opportunities available is the purchase of shares within the SACCO.
Our Values
Self-help
We encourage members to build financial independence through saving, cooperation, and responsible financial practices.
Commitment
We are dedicated to serving our members with reliability, professionalism, and long-term support.
Mutual Trust
We build strong relationships with our members based on honesty, respect, and confidence in our services.
Transparency
We ensure openness in our operations, decisions, and financial activities so members can trust the cooperative.
Equality and Equity
We treat all members fairly and provide equal opportunities without discrimination.
Why Choose Us
Trusted Member-Based Cooperative
Our organization is owned and governed by members, ensuring decisions are made in their best interest.
Transparent and Accountable Management
We maintain clear financial practices and responsible leadership to protect members’ resources.
Accessible Financial Services
We provide convenient savings and credit services designed to meet the needs of our members.
Strong Community Collaboration
We promote cooperation and mutual support among members to strengthen the community.
Sustainable Financial Growth
Our cooperative focuses on long-term financial stability and growth for the benefit of all members.
Join Our Cooperative
Become part of a community that believes in financial empowerment, cooperation, and mutual support. By joining Temerach SACCO Ltd., you gain access to savings opportunities, affordable loans, and a network of members working together for financial success.
